Your Dream Home Awaits
How Can We Help You?
Whether you're buying your first home, refinancing, or investing in property, we have the expertise to guide you.
Buy a Home
Find the perfect financing solution for your dream home with competitive rates and flexible terms.
Refinance & Renovation
Lower your rate or tap into your equity for home improvements with our refinance options.
Investment Properties
Specialized financing for real estate investors including DSCR and bank statement loans.
Calculate Your Payment
Get an instant estimate of your monthly mortgage payment
Mortgage Calculator
Estimate your monthly mortgage payment
Meet Your Mortgage Team
Carlos Cartagena and Karen Greifenstein bring decades of combined experience in helping families achieve homeownership.
Carlos Cartagena
NMLS #2036551
With a passion for educating clients and finding creative financing solutions, Carlos has helped hundreds of families achieve their homeownership dreams.
Karen Greifenstein
NMLS #2639612
Karen's commitment to transparency and exceptional service has earned her a reputation as a trusted advisor in the mortgage industry.
What Our Clients Say
Don't just take our word for it
"Carlos and Karen made our first home purchase seamless. They were patient, knowledgeable, and always available to answer our questions."
— Sarah Johnson
"Best mortgage experience I've ever had. The team secured us an incredible rate and closed in just 21 days!"
— Michael Chen
"Professional, transparent, and truly cared about getting us the best deal. Highly recommend Costa Del Sol Mortgage Team!"
— Jennifer Rodriguez
Ready to Get Started?
Take the first step toward homeownership. Our team is ready to help you navigate the mortgage process.
Apply NowCosta Del Sol Mortgage Team
Expert mortgage solutions powered by Edge Home Finance. Serving Florida and surrounding regions.
Loan Programs
Licensed Mortgage Loan Originators:
Carlos Cartagena NMLS #2036551
Karen Greifenstein NMLS #2639612
Powered by Edge Home Finance NMLS #891464
This is not a commitment to lend or extend credit. Restrictions may apply. Information and/or dates are subject to change without notice. All loans subject to credit approval. Other terms and conditions may apply.
Equal Housing Opportunity. Licensed by the Florida Office of Financial Regulation. For licensing information, go to: www.nmlsconsumeraccess.org